Commercial Finance

Finance that grows with your business.

Commercial property — whether it's your own business premises, a retail investment, or an industrial asset — requires specialist lending expertise. We work with a panel of commercial lenders to find the right structure for your purchase or refinance.

Why Capital Legacy for Commercial Finance?

All Commercial Property Types

Office, retail, industrial, warehouse, mixed-use, development sites. We work across all commercial property classes and have access to lenders who specialise in each.

Competitive LVRs

Commercial lending typically allows up to 65–70% LVR with major lenders, and higher with specialist non-bank lenders. We find the right lender for your equity position.

Owner-Occupied & Investment

Whether you're buying your own business premises (often attracting better terms) or an investment commercial property, we assess the market and find the best fit.

How it works

A straightforward process — we handle the complexity.

1

Initial Assessment

We review the property type, location, your financials, and intended use to determine the right lender approach.

2

Lender Selection & Structure

Commercial lending is more complex than residential. We identify lenders with the appetite for your specific deal and structure the loan accordingly.

3

Application & Credit Assessment

We manage the application through the lender's commercial credit team, responding to any conditions promptly.

4

Settlement

We coordinate with your solicitor and the lender through to settlement, ensuring the deal proceeds smoothly.

Ready to get started?

Book a free, no-obligation call with one of our brokers. We'll assess your situation and walk you through your options — no jargon, no pressure.

Book a Free Call