Calculator
Borrowing Power
Estimate your maximum borrowing capacity — for both owner-occupied and investment loans. Results include APRA's required 3% serviceability buffer.
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6.50%
1.00%15.00%
These results are estimates only
Your actual borrowing capacity depends on your full financial picture, lender credit policy, and current rates. Click below to get an accurate assessment from one of our brokers — it's free.
Estimated borrowing power
$440,000
maximum loan
Assessment rate9.50%
APRA buffer+3.00%
Net monthly income$7,200
Monthly commitments$3,500
Max monthly repayment$3,700