You might be paying more than you need to.
If you haven't reviewed your home loan in the last 12–18 months, there's a good chance a better rate exists. We compare hundreds of loan products to find what you're missing — and handle the switch from start to finish.
Why Capital Legacy for Refinance?
One Appointment, 60+ Lenders
We do the shopping for you. In a single conversation we can assess your current loan and identify the most competitive alternatives available right now.
We Handle the Switch
Refinancing sounds complicated but it doesn't have to be. We manage the application, the discharge, and the settlement — your daily banking doesn't skip a beat.
No Surprises
We clearly explain exit fees, break costs (for fixed rates), and any establishment fees before you commit. You only switch if the numbers stack up.
How it works
A straightforward process — we handle the complexity.
Rate Review
We compare your current rate and product against what's available. Most clients find savings within the first call.
Savings Analysis
We model your monthly savings, total savings over the loan term, and break-even point for any switching costs.
Application & Approval
Once you're happy with the numbers, we submit your application to the new lender and coordinate with your current lender for discharge.
Settlement
Your new loan settles, the old one is discharged, and you start saving — often within 4–6 weeks of your first call.
Ready to get started?
Book a free, no-obligation call with one of our brokers. We'll assess your situation and walk you through your options — no jargon, no pressure.
Book a Free Call