Invest in property through your super.
A Self-Managed Super Fund (SMSF) can borrow to purchase property under a Limited Recourse Borrowing Arrangement (LRBA). This is one of the most powerful — and most complex — strategies available to Australian investors. We navigate the compliance requirements and find the right lender.
Why Capital Legacy for SMSF Lending?
LRBA Specialists
SMSF lending operates under strict compliance rules. Our brokers understand the LRBA framework and work within the SIS Act requirements from day one.
Residential & Commercial
SMSFs can purchase residential investment property or commercial premises (including business real property for related parties). We arrange finance for both.
Full Team Approach
We work alongside your SMSF accountant, SMSF trustee, and solicitor to ensure the purchase structure is compliant, tax-efficient, and correctly documented.
How it works
A straightforward process — we handle the complexity.
Eligibility Check
We confirm your SMSF has the required balance, trustee structure, and investment strategy to proceed with a property purchase.
Bare Trust Setup
A bare trust (custodian trust) must be established to hold the property during the loan term. We can refer you to specialist SMSF solicitors who set this up.
Lender Selection
Only a select group of lenders offer SMSF loans. We identify the one with the most competitive rate and policy for your fund.
Application Through to Settlement
SMSF loan applications require additional documentation. We manage the full process — coordinating with lender, accountant, trustee, and solicitor.
Ready to get started?
Book a free, no-obligation call with one of our brokers. We'll assess your situation and walk you through your options — no jargon, no pressure.
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