Okay, so it's your first time buying — exciting, right? Also a little bit terrifying. That's completely normal, and that's exactly why we're here.
Your first home, done right.
Buying your first home is one of the biggest financial decisions you'll ever make. Our brokers take the stress out of the process — from finding you the best rate across 60+ lenders, to navigating government grants and getting you to settlement.
Why Capital Legacy for First Home Buyers?
60+ Lenders Compared
We search major banks, credit unions, and specialist lenders to find the loan that fits your budget and goals — not just the one with the highest commission.
Grant & Scheme Expertise
First Home Buyer Grant, First Home Guarantee (5% deposit), and First Home Super Saver Scheme. We know which schemes you qualify for and handle the paperwork.
Fast Pre-Approval
Know your borrowing power before you start inspections. Our pre-approvals are taken seriously by agents and give you confidence at auction.
How it works
A straightforward process — we handle the complexity.
Free Discovery Call
We learn about your goals, income, savings, and timeline — no obligation, no fee.
Pre-Approval
We identify the right lender and submit a strong application. Most pre-approvals are back within 24–48 hours.
Property Search
You focus on finding the right property. We're available for rate checks, condition advice, and lender queries as you go.
Formal Approval & Settlement
Once you've signed a contract, we manage the full approval through to settlement — coordinating with your solicitor and the lender.
Ready to get started?
Book a free, no-obligation call with one of our brokers. We'll assess your situation and walk you through your options — no jargon, no pressure.
Book a Free Call