Calculator
LMI Calculator
Lenders Mortgage Insurance (LMI) applies when your deposit is less than 20% of the property value. Use this calculator to estimate the LMI premium based on Helia/QBE indicative rates.
$750,000
$100k$3M
10% ($75,000)
2%20% — No LMI40%
LMI estimate
LMI Required
$12,697
total LMI cost (incl. stamp duty on LMI)
LVR90.0%
Loan amount$675,000
LMI premium$11,543
Stamp duty on LMI (~10%)$1,154
These results are estimates only
Your actual borrowing capacity depends on your full financial picture, lender credit policy, and current rates. Click below to get an accurate assessment from one of our brokers — it's free.