Calculator
Usable Equity Calculator
See how much usable equity you could unlock from your home. Enter your property value and loan balance — or look up an estimate by address — and we'll show what's available at 80% LVR, plus how much more you could access if you push to 90%.
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How hard you want to push
Most lenders let you borrow up to 80% of your home's value without Lenders Mortgage Insurance (LMI). This is the safer, standard limit.
Usable equity
Available at 80% LVR
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Property value—
Current loan—
Total equity—
Usable @ 80% LVR—
Usable @ 90% LVR—
These results are estimates only
Usable equity isn't guaranteed — lenders assess your income, servicing and property type, and borrowing above 80% usually attracts LMI. Get a free, accurate assessment from a Capital Legacy broker.