Calculator

Loan Payoff Time

See how much faster you can pay off your loan — and how much interest you save — by making extra repayments each month.

$500,000
$50k$3M
6.50%
1%15%
30 years
5 yrs30 yrs
+$500/mo
$0$5,000
$

These results are estimates only

Your actual borrowing capacity depends on your full financial picture, lender credit policy, and current rates. Click below to get an accurate assessment from one of our brokers — it's free.

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Without extra repayments

Monthly repayment$3,160
Time to pay off30 years
Total interest paid$637,722

With +$500/mo extra

Pay off in

20 years, 10 months

9 years, 2 months sooner

New monthly repayment$3,660
Interest saved$222,637